For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Mahishi branch in Saharsa, Mahishi, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Saharsa or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code SBIN0014333. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Mahishi, Saharsa

The table below shows the main details of the IFSC Code SBIN0014333 for the State Bank Of India branch in Saharsa, which falls under the Mahishi district in Bihar.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0014333
Branch Mahishi
City Saharsa
District Mahishi
State Bihar
Address Vill. And Po Mahishi,P.S.Mahishi,Distt. Saharsa,Bihar852 216

These details help users in online banking and for businesses and individuals who use State Bank Of India in Saharsa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0014333 for the Mahishi branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Mahishi, Saharsa, Bihar, is provided a unique IFSC like SBIN0014333 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Saharsa.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Saharsa and Mahishi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Mahishi do not get misguided to another person.

Format of the IFSC Code SBIN0014333

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mahishi in Saharsa.

For example, the IFSC Code SBIN0014333 of State Bank Of India for the Mahishi branch includes these elements, identifying the bank and the branch location in Saharsa and Bihar accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0014333 of State Bank Of India for its Mahishi branch located in Saharsa, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Saharsa and Mahishi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Mahishi or Saharsa to find the exact IFSC Code SBIN0014333.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Saharsa will provide accurate information.

How to Use IFSC Code SBIN0014333 for Online Transfers?

Once you have the IFSC Code SBIN0014333 for the Mahishi branch of State Bank Of India in Saharsa, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0014333. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0014333.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Mahishi in Saharsa, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Mahishi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Saharsa manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Mahishi, Saharsa?

The IFSC Code is SBIN0014333.

Is the IFSC Code SBIN0014333 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Mahishi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Mahishi branch?

The address of the branch is Vill. And Po Mahishi,P.S.Mahishi,Distt. Saharsa,Bihar852 216 located in Saharsa, Mahishi, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.