Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Kanp branch in Saharsa, Sourbazar, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Saharsa or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code SBIN0008152. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Kanp, Saharsa

Here are the main details that are associated with the IFSC Code SBIN0008152 of State Bank Of India for its branch located in Saharsa, within the district of Sourbazar in the state of Bihar.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0008152
Branch Kanp
City Saharsa
District Sourbazar
State Bihar
Address Viadhanbauli,Pssaurbazar,Distt Saharsa,Bihar

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Saharsa for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0008152 for the Kanp branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Kanp, Saharsa, Bihar, is provided with a unique IFSC like SBIN0008152 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Saharsa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Saharsa and Sourbazar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Kanp do not get mixed with another location.

Format of the IFSC Code SBIN0008152

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kanp in Saharsa.

For example, the IFSC Code SBIN0008152 of State Bank Of India for the Kanp branch includes these elements, identifying the bank and the branch location in Saharsa and Bihar accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0008152 of State Bank Of India for its Kanp branch located in Saharsa, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Saharsa and Sourbazar, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Kanp or Saharsa to get the exact IFSC Code SBIN0008152.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Saharsa, you'll get the correct details.

How to Use IFSC Code SBIN0008152 for Online Transfers?

Once you have the IFSC Code SBIN0008152 for the Kanp branch of State Bank Of India in Saharsa, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0008152. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0008152.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Kanp in Saharsa, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Kanp, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Saharsa manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Kanp, Saharsa?

The IFSC Code is SBIN0008152.

Is the IFSC Code SBIN0008152 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Kanp?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kanp branch?

The address of the branch is Viadhanbauli,Pssaurbazar,Distt Saharsa,Bihar located in Saharsa, Sourbazar, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.