For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Chakrata Road, Saharanpur branch in Saharanpur, Saharanpur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Saharanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0011467. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Chakrata Road, Saharanpur, Saharanpur

The table below shows the main details of the IFSC Code SBIN0011467 for the State Bank Of India branch in Saharanpur, which falls under the Saharanpur district in Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0011467
Branch Chakrata Road, Saharanpur
City Saharanpur
District Saharanpur
State Uttar Pradesh
Address Distt Saharanpur Up

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Saharanpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0011467 for the Chakrata Road, Saharanpur branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0011467 is given to every bank branch, including State Bank Of India located in Chakrata Road, Saharanpur, Saharanpur, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Saharanpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Saharanpur and Saharanpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Chakrata Road, Saharanpur doesn't end up at another location.

Format of the IFSC Code SBIN0011467

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chakrata Road, Saharanpur in Saharanpur.

For example, the IFSC Code SBIN0011467 of State Bank Of India for the Chakrata Road, Saharanpur branch has these elements, identifying the bank and the branch location in Saharanpur and Uttar Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0011467 of State Bank Of India for its Chakrata Road, Saharanpur branch located in Saharanpur, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Saharanpur and Saharanpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Chakrata Road, Saharanpur or Saharanpur to find the exact IFSC Code SBIN0011467.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Saharanpur will provide accurate information.

How to Use IFSC Code SBIN0011467 for Online Transfers?

Once you have the IFSC Code SBIN0011467 for the Chakrata Road, Saharanpur branch of State Bank Of India in Saharanpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0011467. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0011467.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Chakrata Road, Saharanpur in Saharanpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Chakrata Road, Saharanpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Saharanpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Chakrata Road, Saharanpur Saharanpur?

The IFSC Code of the Chakrata Road, Saharanpur Saharanpur branch is SBIN0011467.

Is IFSC Code SBIN0011467 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Chakrata Road, Saharanpur branch?

The branch is located at Distt Saharanpur Up.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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