There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Adb Rudraprayag branch in Rudraprayag, Rudraprayag, Uttarakhand, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Rudraprayag or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code SBIN0007280. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Adb Rudraprayag, Rudraprayag
Below in the table are the key details related to IFSC Code SBIN0007280 of State Bank Of India for its branch located in Rudraprayag, within the district of Rudraprayag in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0007280 |
| Branch | Adb Rudraprayag |
| City | Rudraprayag |
| District | Rudraprayag |
| State | Uttarakhand |
| Address | Dist Rudra Prayag, Uttaranchal 246171 |
These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Rudraprayag for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0007280 for the Adb Rudraprayag branch of State Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Adb Rudraprayag, Rudraprayag, Uttarakhand, are allotted a unique IFSC like SBIN0007280 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Rudraprayag.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Rudraprayag and Rudraprayag.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Adb Rudraprayag reaches the right place, even though there are thousands of branches in Uttarakhand and across India.
Format of the IFSC Code SBIN0007280
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Adb Rudraprayag in Rudraprayag.
For example, the IFSC Code SBIN0007280 of State Bank Of India for the Adb Rudraprayag branch includes these elements, identifying the bank and the branch location in Rudraprayag and Uttarakhand accurately.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0007280 of State Bank Of India for its Adb Rudraprayag branch located in Rudraprayag, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Rudraprayag and Rudraprayag, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Adb Rudraprayag or Rudraprayag to find the exact IFSC Code SBIN0007280.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Rudraprayag will provide accurate information.
How to Use IFSC Code SBIN0007280 for Online Transfers?
Once you have the IFSC Code SBIN0007280 for the Adb Rudraprayag branch of State Bank Of India in Rudraprayag, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0007280. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0007280.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Adb Rudraprayag in Rudraprayag, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Adb Rudraprayag, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Rudraprayag manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Adb Rudraprayag Rudraprayag branch is SBIN0007280.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Dist Rudra Prayag, Uttaranchal 246171.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.