Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Personal Banking Branch Dehri. branch in Rohtas, Derhgaon, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Rohtas or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code SBIN0018103. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Personal Banking Branch Dehri., Rohtas

Here are some of the key details that come with the IFSC Code SBIN0018103 of State Bank Of India for its branch located in Rohtas, within the district of Derhgaon in the state of Bihar.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0018103
Branch Personal Banking Branch Dehri.
City Rohtas
District Derhgaon
State Bihar
Address Shyamsundermehramehrahousepaliroaddehrionshonerohtasbihar821305

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Rohtas for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0018103 for the Personal Banking Branch Dehri. branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Personal Banking Branch Dehri., Rohtas, Bihar, are given a unique IFSC like SBIN0018103 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rohtas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Rohtas and Derhgaon.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Personal Banking Branch Dehri. goes to the correct branch. This is important because State Bank Of India has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0018103

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Personal Banking Branch Dehri. in Rohtas.

For example, the IFSC Code SBIN0018103 of State Bank Of India for the Personal Banking Branch Dehri. branch has these elements, identifying the bank and the branch location in Rohtas and Bihar correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0018103 of State Bank Of India for its Personal Banking Branch Dehri. branch located in Rohtas, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Rohtas and Derhgaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Personal Banking Branch Dehri. or Rohtas to get the exact IFSC Code SBIN0018103.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Rohtas, then it will provide you proper information.

How to Use IFSC Code SBIN0018103 for Online Transfers?

Once you have the IFSC Code SBIN0018103 for the Personal Banking Branch Dehri. branch of State Bank Of India in Rohtas, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0018103. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0018103.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Personal Banking Branch Dehri. in Rohtas may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Personal Banking Branch Dehri., here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Rohtas manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Personal Banking Branch Dehri., Rohtas?

The IFSC Code is SBIN0018103.

Is the IFSC Code SBIN0018103 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Personal Banking Branch Dehri.?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Personal Banking Branch Dehri. branch?

The address of the branch is Shyamsundermehramehrahousepaliroaddehrionshonerohtasbihar821305 located in Rohtas, Derhgaon, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.