For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Akhori Gola branch in Rohtas, Akhori Gola, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Rohtas or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code SBIN0018913. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Akhori Gola, Rohtas

Below in the table are the key details related to IFSC Code SBIN0018913 of State Bank Of India for its branch located in Rohtas, within the district of Akhori Gola in the state of Bihar.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0018913
Branch Akhori Gola
City Rohtas
District Akhori Gola
State Bihar
Address Akhori Gola, Akhori Gola, Po-Akhori Gola, Distt.Rohtas. Bihar-821301

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Rohtas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0018913 for the Akhori Gola branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Akhori Gola, Rohtas, Bihar, is provided with a unique IFSC like SBIN0018913 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Rohtas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Rohtas and Akhori Gola.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Akhori Gola do not get mixed with another location.

Format of the IFSC Code SBIN0018913

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Akhori Gola in Rohtas.

For example, the IFSC Code SBIN0018913 of State Bank Of India for the Akhori Gola branch includes these elements, identifying the bank and the branch location in Rohtas and Bihar correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0018913 of State Bank Of India for its Akhori Gola branch located in Rohtas, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Rohtas and Akhori Gola, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Akhori Gola or Rohtas to find the exact IFSC Code SBIN0018913.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Rohtas will provide accurate information.

How to Use IFSC Code SBIN0018913 for Online Transfers?

Once you have the IFSC Code SBIN0018913 for the Akhori Gola branch of State Bank Of India in Rohtas, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0018913. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0018913.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Akhori Gola in Rohtas, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Akhori Gola, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rohtas to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Akhori Gola, Rohtas?

The IFSC Code is SBIN0018913.

Is the IFSC Code SBIN0018913 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Akhori Gola?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Akhori Gola branch?

The address of the branch is Akhori Gola, Akhori Gola, Po-Akhori Gola, Distt.Rohtas. Bihar-821301 located in Rohtas, Akhori Gola, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.