IFSC Code of State Bank Of India, Ramanaguda Branch, Rayagada, Odisha- SBIN0013628

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Ramanaguda Branch branch in Rayagada, Rayagada, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Rayagada or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code SBIN0013628. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Ramanaguda Branch, Rayagada

The table below shows the main details of the IFSC Code SBIN0013628 for the State Bank Of India branch in Rayagada, which falls under the Rayagada district in Odisha.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Rayagada for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0013628 for the Ramanaguda Branch branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Ramanaguda Branch, Rayagada, Odisha, are allotted a unique IFSC like SBIN0013628 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Rayagada.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Rayagada and Rayagada.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Ramanaguda Branch reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code SBIN0013628

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ramanaguda Branch in Rayagada.

For example, the IFSC Code SBIN0013628 of State Bank Of India for the Ramanaguda Branch branch includes these elements, identifying the bank and the branch location in Rayagada and Odisha accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0013628 of State Bank Of India for its Ramanaguda Branch branch located in Rayagada, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Rayagada and Rayagada, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Ramanaguda Branch or Rayagada to get the exact IFSC Code SBIN0013628.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Rayagada, then it will provide you proper information.

How to Use IFSC Code SBIN0013628 for Online Transfers?

Once you have the IFSC Code SBIN0013628 for the Ramanaguda Branch branch of State Bank Of India in Rayagada, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0013628. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0013628.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Ramanaguda Branch in Rayagada may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Ramanaguda Branch, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Rayagada manage online transfers as well as cheque clearances with ease.