The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its D R Ms Office, S C Railway, Guntakal branch in Ranga Reddy, Guntakal, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Ranga Reddy or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0010387. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, D R Ms Office, S C Railway, Guntakal, Ranga Reddy
Here are the key points that are associated with the IFSC Code SBIN0010387 of State Bank Of India for its branch located in Ranga Reddy, within the district of Guntakal in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0010387 |
| Branch | D R Ms Office, S C Railway, Guntakal |
| City | Ranga Reddy |
| District | Guntakal |
| State | Andhra Pradesh |
| Address | Guntakal, C By O D R Ms Office, South Central Railway,Guntakal, Anantapur District 515801 |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Ranga Reddy for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0010387 for the D R Ms Office, S C Railway, Guntakal branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0010387 is given to every bank branch, including State Bank Of India located in D R Ms Office, S C Railway, Guntakal, Ranga Reddy, Andhra Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Ranga Reddy.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Ranga Reddy and Guntakal.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in D R Ms Office, S C Railway, Guntakal doesn't end up at another location.
Format of the IFSC Code SBIN0010387
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as D R Ms Office, S C Railway, Guntakal in Ranga Reddy.
For example, the IFSC Code SBIN0010387 of State Bank Of India for the D R Ms Office, S C Railway, Guntakal branch includes these elements, identifying the bank and the branch location in Ranga Reddy and Andhra Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0010387 of State Bank Of India for its D R Ms Office, S C Railway, Guntakal branch located in Ranga Reddy, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including State Bank Of India branches in Ranga Reddy and Guntakal, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for D R Ms Office, S C Railway, Guntakal or Ranga Reddy to get the exact IFSC Code SBIN0010387.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Ranga Reddy, you'll get the correct details.
How to Use IFSC Code SBIN0010387 for Online Transfers?
Once you have the IFSC Code SBIN0010387 for the D R Ms Office, S C Railway, Guntakal branch of State Bank Of India in Ranga Reddy, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0010387. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0010387.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India D R Ms Office, S C Railway, Guntakal in Ranga Reddy, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in D R Ms Office, S C Railway, Guntakal, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Ranga Reddy manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0010387.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Guntakal, C By O D R Ms Office, South Central Railway,Guntakal, Anantapur District 515801 located in Ranga Reddy, Guntakal, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.