There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Spl Pbb, Kanke Road branch in Ranchi, Ranchi, Jharkhand, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Ranchi or anywhere in Jharkhand can easily transfer funds instantly by using the correct IFSC Code SBIN0016090. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Spl Pbb, Kanke Road, Ranchi
Here are the main details that are associated with the IFSC Code SBIN0016090 of State Bank Of India for its branch located in Ranchi, within the district of Ranchi in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0016090 |
| Branch | Spl Pbb, Kanke Road |
| City | Ranchi |
| District | Ranchi |
| State | Jharkhand |
| Address | Fogla Mansion, In Front Of Krishi Bhawan,Kanke Road, Dist Ranchi, Jharkhand 834008 |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Ranchi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0016090 for the Spl Pbb, Kanke Road branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Spl Pbb, Kanke Road, Ranchi, Jharkhand, is provided with a unique IFSC like SBIN0016090 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Ranchi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Ranchi and Ranchi.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Spl Pbb, Kanke Road do not get mixed with another location.
Format of the IFSC Code SBIN0016090
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Spl Pbb, Kanke Road in Ranchi.
For example, the IFSC Code SBIN0016090 of State Bank Of India for the Spl Pbb, Kanke Road branch has these elements, identifying the bank and the branch location in Ranchi and Jharkhand correctly.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0016090 of State Bank Of India for its Spl Pbb, Kanke Road branch located in Ranchi, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Ranchi and Ranchi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Spl Pbb, Kanke Road or Ranchi to find the exact IFSC Code SBIN0016090.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Ranchi will provide accurate information.
How to Use IFSC Code SBIN0016090 for Online Transfers?
Once you have the IFSC Code SBIN0016090 for the Spl Pbb, Kanke Road branch of State Bank Of India in Ranchi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0016090. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0016090.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Spl Pbb, Kanke Road in Ranchi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Spl Pbb, Kanke Road, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ranchi manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Spl Pbb, Kanke Road Ranchi branch is SBIN0016090.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Fogla Mansion, In Front Of Krishi Bhawan,Kanke Road, Dist Ranchi, Jharkhand 834008.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.