Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Thanamandi branch in Rajouri, Rajouri, or Jammu And Kashmir, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Rajouri or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code SBIN0017260. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Thanamandi, Rajouri
Here are the main details that are associated with the IFSC Code SBIN0017260 of State Bank Of India for its branch located in Rajouri, within the district of Rajouri in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0017260 |
| Branch | Thanamandi |
| City | Rajouri |
| District | Rajouri |
| State | Jammu And Kashmir |
| Address | Ghazali Market,Thana Mandi,Distt.Rajouri.Jammu And Kashmir 185212 |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Rajouri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0017260 for the Thanamandi branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0017260 is given to every bank branch, including State Bank Of India located in Thanamandi, Rajouri, Jammu And Kashmir, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Rajouri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Rajouri and Rajouri.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Jammu And Kashmir and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Thanamandi doesn't end up at another location.
Format of the IFSC Code SBIN0017260
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thanamandi in Rajouri.
For example, the IFSC Code SBIN0017260 of State Bank Of India for the Thanamandi branch includes these elements, identifying the bank and the branch location in Rajouri and Jammu And Kashmir correctly.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0017260 of State Bank Of India for its Thanamandi branch located in Rajouri, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Rajouri and Rajouri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Thanamandi or Rajouri to find the exact IFSC Code SBIN0017260.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Rajouri will provide accurate information.
How to Use IFSC Code SBIN0017260 for Online Transfers?
Once you have the IFSC Code SBIN0017260 for the Thanamandi branch of State Bank Of India in Rajouri, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0017260. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0017260.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Thanamandi in Rajouri, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Thanamandi, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Rajouri to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0017260.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ghazali Market,Thana Mandi,Distt.Rajouri.Jammu And Kashmir 185212 located in Rajouri, Rajouri, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.