For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Murmunda branch in Rajnandgaon, Murmunda, Chattisgarh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Rajnandgaon or anywhere in Chattisgarh can transfer funds instantly by using the correct IFSC Code SBIN0009092. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Murmunda, Rajnandgaon

Here are the key points that are associated with the IFSC Code SBIN0009092 of State Bank Of India for its branch located in Rajnandgaon, within the district of Murmunda in the state of Chattisgarh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0009092
Branch Murmunda
City Rajnandgaon
District Murmunda
State Chattisgarh
Address Teh Dongargarh

These details help users in online banking and for businesses and individuals who use State Bank Of India in Rajnandgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0009092 for the Murmunda branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Murmunda, Rajnandgaon, Chattisgarh, are allotted a unique IFSC like SBIN0009092 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rajnandgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Rajnandgaon and Murmunda.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Murmunda reaches the right place, even though there are thousands of branches in Chattisgarh and across India.

Format of the IFSC Code SBIN0009092

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Murmunda in Rajnandgaon.

For example, the IFSC Code SBIN0009092 of State Bank Of India for the Murmunda branch includes these elements, identifying the bank and the branch location in Rajnandgaon and Chattisgarh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0009092 of State Bank Of India for its Murmunda branch located in Rajnandgaon, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Rajnandgaon and Murmunda, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Murmunda or Rajnandgaon to get the exact IFSC Code SBIN0009092.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Rajnandgaon, you'll get the correct details.

How to Use IFSC Code SBIN0009092 for Online Transfers?

If you have the IFSC Code SBIN0009092 for the Murmunda branch of State Bank Of India in Rajnandgaon, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0009092. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0009092.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Murmunda in Rajnandgaon, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Murmunda, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Rajnandgaon manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Murmunda Rajnandgaon?

The IFSC Code of the Murmunda Rajnandgaon branch is SBIN0009092.

Is IFSC Code SBIN0009092 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Murmunda branch?

The branch is located at Teh Dongargarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.