Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Dongargaon branch in Rajnandgaon, Dongargaon, or Chattisgarh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Rajnandgaon or anywhere in Chattisgarh can transfer funds instantly by using the correct IFSC Code SBIN0002846. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Dongargaon, Rajnandgaon

Here are the main details that are associated with the IFSC Code SBIN0002846 of State Bank Of India for its branch located in Rajnandgaon, within the district of Dongargaon in the state of Chattisgarh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0002846
Branch Dongargaon
City Rajnandgaon
District Dongargaon
State Chattisgarh
Address Distt Rajnandgaon, Chhattisgarh 491 661

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Rajnandgaon for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0002846 for the Dongargaon branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Dongargaon, Rajnandgaon, Chattisgarh, are given a unique IFSC like SBIN0002846 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rajnandgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Rajnandgaon and Dongargaon.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Dongargaon goes to the correct branch. This is important because State Bank Of India has thousands of branches in Chattisgarh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0002846

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dongargaon in Rajnandgaon.

For example, the IFSC Code SBIN0002846 of State Bank Of India for the Dongargaon branch includes these elements, identifying the bank and the branch location in Rajnandgaon and Chattisgarh correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0002846 of State Bank Of India for its Dongargaon branch located in Rajnandgaon, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Rajnandgaon and Dongargaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Dongargaon or Rajnandgaon to get the exact IFSC Code SBIN0002846.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Rajnandgaon, then it will provide you proper information.

How to Use IFSC Code SBIN0002846 for Online Transfers?

Once you have the IFSC Code SBIN0002846 for the Dongargaon branch of State Bank Of India in Rajnandgaon, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0002846. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0002846.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Dongargaon in Rajnandgaon may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Dongargaon, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rajnandgaon to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Dongargaon, Rajnandgaon?

The IFSC Code is SBIN0002846.

Is the IFSC Code SBIN0002846 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Dongargaon?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dongargaon branch?

The address of the branch is Distt Rajnandgaon, Chhattisgarh 491 661 located in Rajnandgaon, Dongargaon, Chattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.