Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Chhui Khadan branch in Rajnandgaon, Chhui Khadan, Chattisgarh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Rajnandgaon or anywhere in Chattisgarh can transfer funds instantly by using the correct IFSC Code SBIN0014747. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Chhui Khadan, Rajnandgaon

Here are the main details that are associated with the IFSC Code SBIN0014747 of State Bank Of India for its branch located in Rajnandgaon, within the district of Chhui Khadan in the state of Chattisgarh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0014747
Branch Chhui Khadan
City Rajnandgaon
District Chhui Khadan
State Chattisgarh
Address Pothe Chhui Khadan, Distt Rajnandgaon, Chhattisgarh 491885

These details help users in online banking and for businesses and individuals who use State Bank Of India in Rajnandgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0014747 for the Chhui Khadan branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Chhui Khadan, Rajnandgaon, Chattisgarh, are allotted a unique IFSC like SBIN0014747 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rajnandgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Rajnandgaon and Chhui Khadan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Chhui Khadan reaches the right place, even though there are thousands of branches in Chattisgarh and across India.

Format of the IFSC Code SBIN0014747

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chhui Khadan in Rajnandgaon.

For example, the IFSC Code SBIN0014747 of State Bank Of India for the Chhui Khadan branch includes these elements, identifying the bank and the branch location in Rajnandgaon and Chattisgarh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0014747 of State Bank Of India for its Chhui Khadan branch located in Rajnandgaon, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Rajnandgaon and Chhui Khadan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Chhui Khadan or Rajnandgaon to get the exact IFSC Code SBIN0014747.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Rajnandgaon that will provide accurate information.

How to Use IFSC Code SBIN0014747 for Online Transfers?

Once you have the IFSC Code SBIN0014747 for the Chhui Khadan branch of State Bank Of India in Rajnandgaon, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0014747. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0014747.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Chhui Khadan in Rajnandgaon may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Chhui Khadan, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rajnandgaon to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Chhui Khadan, Rajnandgaon?

The IFSC Code is SBIN0014747.

Is the IFSC Code SBIN0014747 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Chhui Khadan?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chhui Khadan branch?

The address of the branch is Pothe Chhui Khadan, Distt Rajnandgaon, Chhattisgarh 491885 located in Rajnandgaon, Chhui Khadan, Chattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.