There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Adb Rajnandgaon branch in Rajnandgaon, Rajnandgaon, Chandigarh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Rajnandgaon or anywhere in Chandigarh can easily transfer funds instantly by using the correct IFSC Code SBIN0001847. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Adb Rajnandgaon, Rajnandgaon
The table below shows the main details of the IFSC Code SBIN0001847 for the State Bank Of India branch in Rajnandgaon, which falls under the Rajnandgaon district in Chandigarh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0001847 |
| Branch | Adb Rajnandgaon |
| City | Rajnandgaon |
| District | Rajnandgaon |
| State | Chandigarh |
| Address | Pin491441 |
These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Rajnandgaon for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0001847 for the Adb Rajnandgaon branch of State Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Adb Rajnandgaon, Rajnandgaon, Chandigarh, are allotted a unique IFSC like SBIN0001847 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Rajnandgaon.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Rajnandgaon and Rajnandgaon.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Adb Rajnandgaon reaches the right place, even though there are thousands of branches in Chandigarh and across India.
Format of the IFSC Code SBIN0001847
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Adb Rajnandgaon in Rajnandgaon.
For example, the IFSC Code SBIN0001847 of State Bank Of India for the Adb Rajnandgaon branch includes these elements, identifying the bank and the branch location in Rajnandgaon and Chandigarh accurately.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0001847 of State Bank Of India for its Adb Rajnandgaon branch located in Rajnandgaon, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Rajnandgaon and Rajnandgaon, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Adb Rajnandgaon or Rajnandgaon to find the exact IFSC Code SBIN0001847.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Rajnandgaon will provide accurate information.
How to Use IFSC Code SBIN0001847 for Online Transfers?
If you have the IFSC Code SBIN0001847 for the Adb Rajnandgaon branch of State Bank Of India in Rajnandgaon, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0001847. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0001847.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Adb Rajnandgaon in Rajnandgaon, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Adb Rajnandgaon, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Rajnandgaon manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0001847.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Pin491441 located in Rajnandgaon, Rajnandgaon, Chandigarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.