Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Kalaboni Sab branch in Puruliya, Kalaboni, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Puruliya or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0009899. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Kalaboni Sab, Puruliya

Here are the main details that are associated with the IFSC Code SBIN0009899 of State Bank Of India for its branch located in Puruliya, within the district of Kalaboni in the state of West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0009899
Branch Kalaboni Sab
City Puruliya
District Kalaboni
State West Bengal
Address Dist.Puruliastate.West.Bengalpin.723101.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Puruliya for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0009899 for the Kalaboni Sab branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0009899 is given to every bank branch, including State Bank Of India located in Kalaboni Sab, Puruliya, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Puruliya.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Puruliya and Kalaboni.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Kalaboni Sab doesn't end up at another location.

Format of the IFSC Code SBIN0009899

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalaboni Sab in Puruliya.

For example, the IFSC Code SBIN0009899 of State Bank Of India for the Kalaboni Sab branch includes these elements, identifying the bank and the branch location in Puruliya and West Bengal correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0009899 of State Bank Of India for its Kalaboni Sab branch located in Puruliya, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Puruliya and Kalaboni, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Kalaboni Sab or Puruliya to get the exact IFSC Code SBIN0009899.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Puruliya that will provide accurate information.

How to Use IFSC Code SBIN0009899 for Online Transfers?

Once you have the IFSC Code SBIN0009899 for the Kalaboni Sab branch of State Bank Of India in Puruliya, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0009899. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0009899.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Kalaboni Sab in Puruliya, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Kalaboni Sab, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Puruliya manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Kalaboni Sab, Puruliya?

The IFSC Code is SBIN0009899.

Is the IFSC Code SBIN0009899 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Kalaboni Sab?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kalaboni Sab branch?

The address of the branch is Dist.Puruliastate.West.Bengalpin.723101. located in Puruliya, Kalaboni, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.