There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Rbo Region Iii, Purnea branch in Purnea, Purnea, Bihar, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Purnea or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code SBIN0013732. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Rbo Region Iii, Purnea, Purnea
Here are the key points that are associated with the IFSC Code SBIN0013732 of State Bank Of India for its branch located in Purnea, within the district of Purnea in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0013732 |
| Branch | Rbo Region Iii, Purnea |
| City | Purnea |
| District | Purnea |
| State | Bihar |
| Address | State Bank Of India,Region Iii,Administrative Office,Kala Bhawan Road,Purnea,Dist Purnea 854301 |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Purnea for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0013732 for the Rbo Region Iii, Purnea branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0013732 is given to every bank branch, including State Bank Of India located in Rbo Region Iii, Purnea, Purnea, Bihar, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Purnea.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Purnea and Purnea.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Rbo Region Iii, Purnea doesn't end up at another location.
Format of the IFSC Code SBIN0013732
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rbo Region Iii, Purnea in Purnea.
For example, the IFSC Code SBIN0013732 of State Bank Of India for the Rbo Region Iii, Purnea branch has these elements, identifying the bank and the branch location in Purnea and Bihar correctly.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0013732 of State Bank Of India for its Rbo Region Iii, Purnea branch located in Purnea, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Purnea and Purnea, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Rbo Region Iii, Purnea or Purnea to get the exact IFSC Code SBIN0013732.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Purnea, then it will provide you proper information.
How to Use IFSC Code SBIN0013732 for Online Transfers?
Once you have the IFSC Code SBIN0013732 for the Rbo Region Iii, Purnea branch of State Bank Of India in Purnea, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0013732. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0013732.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Rbo Region Iii, Purnea in Purnea, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Rbo Region Iii, Purnea, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Purnea manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Rbo Region Iii, Purnea Purnea branch is SBIN0013732.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at State Bank Of India,Region Iii,Administrative Office,Kala Bhawan Road,Purnea,Dist Purnea 854301.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.