Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Rbo R I Purnea branch in Purnea, Purnea, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Purnea or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code SBIN0013730. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Rbo R I Purnea, Purnea
Here are some of the key details that come with the IFSC Code SBIN0013730 of State Bank Of India for its branch located in Purnea, within the district of Purnea in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0013730 |
| Branch | Rbo R I Purnea |
| City | Purnea |
| District | Purnea |
| State | Bihar |
| Address | State Bank Of India,Administrative Office,Purnea,Kala Bhawan Road,Purnea,Post And Dist Purnea 854301 |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Purnea for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0013730 for the Rbo R I Purnea branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Rbo R I Purnea, Purnea, Bihar, is provided a unique IFSC like SBIN0013730 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in Purnea.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Purnea and Purnea.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Rbo R I Purnea do not get misguided to another person.
Format of the IFSC Code SBIN0013730
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rbo R I Purnea in Purnea.
For example, the IFSC Code SBIN0013730 of State Bank Of India for the Rbo R I Purnea branch includes these elements, identifying the bank and the branch location in Purnea and Bihar accurately.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0013730 of State Bank Of India for its Rbo R I Purnea branch located in Purnea, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Purnea and Purnea, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Rbo R I Purnea or Purnea to get the exact IFSC Code SBIN0013730.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Purnea, then it will provide you proper information.
How to Use IFSC Code SBIN0013730 for Online Transfers?
Once you have the IFSC Code SBIN0013730 for the Rbo R I Purnea branch of State Bank Of India in Purnea, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0013730. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0013730.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Rbo R I Purnea in Purnea, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Rbo R I Purnea, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Purnea to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0013730.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is State Bank Of India,Administrative Office,Purnea,Kala Bhawan Road,Purnea,Post And Dist Purnea 854301 located in Purnea, Purnea, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.