IFSC Code of State Bank Of India, Ghatakpukur, Ghatakpukur, West Bengal — SBIN0010540

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Ghatakpukur branch in Purba Medinipur, Ghatakpukur, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Purba Medinipur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0010540. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Ghatakpukur, Purba Medinipur

The table below shows the main details of the IFSC Code SBIN0010540 for the State Bank Of India branch in Purba Medinipur, which falls under the Ghatakpukur district in West Bengal.

These details help users in online banking and for businesses and individuals who use State Bank Of India in Purba Medinipur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0010540 for the Ghatakpukur branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Ghatakpukur, Purba Medinipur, West Bengal, are allotted a unique IFSC like SBIN0010540 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Purba Medinipur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Purba Medinipur and Ghatakpukur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Ghatakpukur reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code SBIN0010540

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ghatakpukur in Purba Medinipur.

For example, the IFSC Code SBIN0010540 of State Bank Of India for the Ghatakpukur branch includes these elements, identifying the bank and the branch location in Purba Medinipur and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0010540 of State Bank Of India for its Ghatakpukur branch located in Purba Medinipur, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Purba Medinipur and Ghatakpukur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Ghatakpukur or Purba Medinipur to get the exact IFSC Code SBIN0010540.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Purba Medinipur, then it will provide you proper information.

How to Use IFSC Code SBIN0010540 for Online Transfers?

Once you have the IFSC Code SBIN0010540 for the Ghatakpukur branch of State Bank Of India in Purba Medinipur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0010540. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0010540.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Ghatakpukur in Purba Medinipur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Ghatakpukur, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Purba Medinipur manage their online transfers and cheque clearances easily.