There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Bajkul branch in Purba Medinipur, Bajkul, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Purba Medinipur or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code SBIN0012452. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Bajkul, Purba Medinipur

Below in the table are the key details related to IFSC Code SBIN0012452 of State Bank Of India for its branch located in Purba Medinipur, within the district of Bajkul in the state of West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0012452
Branch Bajkul
City Purba Medinipur
District Bajkul
State West Bengal
Address Vill Tethibari, Kismat Bajkul,P.O Kismat Bajkul,Dist Purba Medinipur 721655.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Purba Medinipur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0012452 for the Bajkul branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Bajkul, Purba Medinipur, West Bengal, is provided a unique IFSC like SBIN0012452 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Purba Medinipur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Purba Medinipur and Bajkul.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Bajkul do not get misguided to another person.

Format of the IFSC Code SBIN0012452

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bajkul in Purba Medinipur.

For example, the IFSC Code SBIN0012452 of State Bank Of India for the Bajkul branch includes these elements, identifying the bank and the branch location in Purba Medinipur and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0012452 of State Bank Of India for its Bajkul branch located in Purba Medinipur, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Purba Medinipur and Bajkul, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Bajkul or Purba Medinipur to get the exact IFSC Code SBIN0012452.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Purba Medinipur, you'll get the correct details.

How to Use IFSC Code SBIN0012452 for Online Transfers?

Once you have the IFSC Code SBIN0012452 for the Bajkul branch of State Bank Of India in Purba Medinipur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0012452. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0012452.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Bajkul in Purba Medinipur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Bajkul, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Purba Medinipur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Bajkul, Purba Medinipur?

The IFSC Code is SBIN0012452.

Is the IFSC Code SBIN0012452 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Bajkul?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bajkul branch?

The address of the branch is Vill Tethibari, Kismat Bajkul,P.O Kismat Bajkul,Dist Purba Medinipur 721655. located in Purba Medinipur, Bajkul, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.