Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Awantipur branch in Pulwama, Awantipura, or Jammu And Kashmir, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Pulwama or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code SBIN0003694. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Awantipur, Pulwama

The table below shows the main details of the IFSC Code SBIN0003694 for the State Bank Of India branch in Pulwama, which falls under the Awantipura district in Jammu And Kashmir.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0003694
Branch Awantipur
City Pulwama
District Awantipura
State Jammu And Kashmir
Address Pulwama, Jammu And Kashmir 192122

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Pulwama for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0003694 for the Awantipur branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0003694 is given to every bank branch, including State Bank Of India located in Awantipur, Pulwama, Jammu And Kashmir, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Pulwama.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Pulwama and Awantipura.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Jammu And Kashmir and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Awantipur doesn't end up at another location.

Format of the IFSC Code SBIN0003694

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Awantipur in Pulwama.

For example, the IFSC Code SBIN0003694 of State Bank Of India for the Awantipur branch includes these elements, identifying the bank and the branch location in Pulwama and Jammu And Kashmir accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0003694 of State Bank Of India for its Awantipur branch located in Pulwama, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Pulwama and Awantipura, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Awantipur or Pulwama to get the exact IFSC Code SBIN0003694.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Pulwama, then it will provide you proper information.

How to Use IFSC Code SBIN0003694 for Online Transfers?

Once you have the IFSC Code SBIN0003694 for the Awantipur branch of State Bank Of India in Pulwama, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0003694. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0003694.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Awantipur in Pulwama, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Awantipur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pulwama to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Awantipur, Pulwama?

The IFSC Code is SBIN0003694.

Is the IFSC Code SBIN0003694 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Awantipur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Awantipur branch?

The address of the branch is Pulwama, Jammu And Kashmir 192122 located in Pulwama, Awantipura, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.