Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Arasarkulam branch in Pudukkottai, Arasarkulam, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Pudukkottai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0005384. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Arasarkulam, Pudukkottai

The table below shows the main details of the IFSC Code SBIN0005384 for the State Bank Of India branch in Pudukkottai, which falls under the Arasarkulam district in Tamil Nadu.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0005384
Branch Arasarkulam
City Pudukkottai
District Arasarkulam
State Tamil Nadu
Address 345 State Bank Road, Distt. Pudukottai, Tamil Nadu 614616

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Pudukkottai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0005384 for the Arasarkulam branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0005384 is given to every bank branch, including State Bank Of India located in Arasarkulam, Pudukkottai, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Pudukkottai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Pudukkottai and Arasarkulam.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Arasarkulam doesn't end up at another location.

Format of the IFSC Code SBIN0005384

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Arasarkulam in Pudukkottai.

For example, the IFSC Code SBIN0005384 of State Bank Of India for the Arasarkulam branch includes these elements, identifying the bank and the branch location in Pudukkottai and Tamil Nadu accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0005384 of State Bank Of India for its Arasarkulam branch located in Pudukkottai, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Pudukkottai and Arasarkulam, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Arasarkulam or Pudukkottai to get the exact IFSC Code SBIN0005384.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Pudukkottai, you'll get the correct details.

How to Use IFSC Code SBIN0005384 for Online Transfers?

If you have the IFSC Code SBIN0005384 for the Arasarkulam branch of State Bank Of India in Pudukkottai, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0005384. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0005384.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Arasarkulam in Pudukkottai, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Arasarkulam, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pudukkottai to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Arasarkulam, Pudukkottai?

The IFSC Code is SBIN0005384.

Is the IFSC Code SBIN0005384 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Arasarkulam?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Arasarkulam branch?

The address of the branch is 345 State Bank Road, Distt. Pudukottai, Tamil Nadu 614616 located in Pudukkottai, Arasarkulam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.