Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Rbo Prayagraj Fi branch in Prayagraj, Prayagraj, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Prayagraj or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0063117. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Rbo Prayagraj Fi, Prayagraj
Here are the main details that are associated with the IFSC Code SBIN0063117 of State Bank Of India for its branch located in Prayagraj, within the district of Prayagraj in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0063117 |
| Branch | Rbo Prayagraj Fi |
| City | Prayagraj |
| District | Prayagraj |
| State | Uttar Pradesh |
| Address | Sbi, Gbb, 1St Floor, 04, Kuchery Road, Allahabad Up Pin 211002 |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Prayagraj for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0063117 for the Rbo Prayagraj Fi branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0063117 is given to every bank branch, including State Bank Of India located in Rbo Prayagraj Fi, Prayagraj, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Prayagraj.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Prayagraj and Prayagraj.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Rbo Prayagraj Fi doesn't end up at another location.
Format of the IFSC Code SBIN0063117
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rbo Prayagraj Fi in Prayagraj.
For example, the IFSC Code SBIN0063117 of State Bank Of India for the Rbo Prayagraj Fi branch includes these elements, identifying the bank and the branch location in Prayagraj and Uttar Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0063117 of State Bank Of India for its Rbo Prayagraj Fi branch located in Prayagraj, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including State Bank Of India branches in Prayagraj and Prayagraj, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Rbo Prayagraj Fi or Prayagraj to get the exact IFSC Code SBIN0063117.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Prayagraj, you'll get the correct details.
How to Use IFSC Code SBIN0063117 for Online Transfers?
Once you have the IFSC Code SBIN0063117 for the Rbo Prayagraj Fi branch of State Bank Of India in Prayagraj, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0063117. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0063117.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Rbo Prayagraj Fi in Prayagraj may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Rbo Prayagraj Fi, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Prayagraj to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0063117.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sbi, Gbb, 1St Floor, 04, Kuchery Road, Allahabad Up Pin 211002 located in Prayagraj, Prayagraj, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.