For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Paschim Gaon, Pratapgarh branch in Pratapgarh, Paschimgaon, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Pratapgarh or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0017058. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Paschim Gaon, Pratapgarh, Pratapgarh

Here are some of the key details that come with the IFSC Code SBIN0017058 of State Bank Of India for its branch located in Pratapgarh, within the district of Paschimgaon in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0017058
Branch Paschim Gaon, Pratapgarh
City Pratapgarh
District Paschimgaon
State Uttar Pradesh
Address C/O Shri Rajkumar Pandey, Sangipur Road, Paschimgaon, Distt.Pratapgarh. Uttar Pradesh 230503

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Pratapgarh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0017058 for the Paschim Gaon, Pratapgarh branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Paschim Gaon, Pratapgarh, Pratapgarh, Uttar Pradesh, is provided with a unique IFSC like SBIN0017058 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Pratapgarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Pratapgarh and Paschimgaon.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Paschim Gaon, Pratapgarh do not get mixed with another location.

Format of the IFSC Code SBIN0017058

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Paschim Gaon, Pratapgarh in Pratapgarh.

For example, the IFSC Code SBIN0017058 of State Bank Of India for the Paschim Gaon, Pratapgarh branch includes these elements, identifying the bank and the branch location in Pratapgarh and Uttar Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0017058 of State Bank Of India for its Paschim Gaon, Pratapgarh branch located in Pratapgarh, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Pratapgarh and Paschimgaon, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Paschim Gaon, Pratapgarh or Pratapgarh to get the exact IFSC Code SBIN0017058.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Pratapgarh, you'll get the correct details.

How to Use IFSC Code SBIN0017058 for Online Transfers?

Once you have the IFSC Code SBIN0017058 for the Paschim Gaon, Pratapgarh branch of State Bank Of India in Pratapgarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0017058. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0017058.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Paschim Gaon, Pratapgarh in Pratapgarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Paschim Gaon, Pratapgarh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pratapgarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Paschim Gaon, Pratapgarh Pratapgarh?

The IFSC Code of the Paschim Gaon, Pratapgarh Pratapgarh branch is SBIN0017058.

Is IFSC Code SBIN0017058 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Paschim Gaon, Pratapgarh branch?

The branch is located at C/O Shri Rajkumar Pandey, Sangipur Road, Paschimgaon, Distt.Pratapgarh. Uttar Pradesh 230503.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.