IFSC Code of State Bank Of India, Regional Business Office Ongole, Ongole, Andhra Pradesh — SBIN0013301

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Regional Business Office Ongole branch in Prakasam, Ongole, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Prakasam or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0013301. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Regional Business Office Ongole, Prakasam

Here are the key points that are associated with the IFSC Code SBIN0013301 of State Bank Of India for its branch located in Prakasam, within the district of Ongole in the state of Andhra Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Prakasam for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0013301 for the Regional Business Office Ongole branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Regional Business Office Ongole, Prakasam, Andhra Pradesh, are allotted a unique IFSC like SBIN0013301 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Prakasam.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Prakasam and Ongole.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Regional Business Office Ongole reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code SBIN0013301

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Regional Business Office Ongole in Prakasam.

For example, the IFSC Code SBIN0013301 of State Bank Of India for the Regional Business Office Ongole branch includes these elements, identifying the bank and the branch location in Prakasam and Andhra Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0013301 of State Bank Of India for its Regional Business Office Ongole branch located in Prakasam, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Prakasam and Ongole, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Regional Business Office Ongole or Prakasam to get the exact IFSC Code SBIN0013301.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Prakasam that will provide accurate information.

How to Use IFSC Code SBIN0013301 for Online Transfers?

Once you have the IFSC Code SBIN0013301 for the Regional Business Office Ongole branch of State Bank Of India in Prakasam, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0013301. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0013301.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Regional Business Office Ongole in Prakasam, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Regional Business Office Ongole, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Prakasam manage online transfers as well as cheque clearances with ease.