Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Thirukkanur branch in Pondicherry, Pondicherry, Puducherry, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Pondicherry or anywhere in Puducherry can transfer funds instantly by using the correct IFSC Code SBIN0016900. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Thirukkanur, Pondicherry
The table below shows the main details of the IFSC Code SBIN0016900 for the State Bank Of India branch in Pondicherry, which falls under the Pondicherry district in Puducherry.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0016900 |
| Branch | Thirukkanur |
| City | Pondicherry |
| District | Pondicherry |
| State | Puducherry |
| Address | 130, Tiruvannamalai Road,Tirukkanur, Dist Pondicherry, Pondicherry 605501 |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Pondicherry for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0016900 for the Thirukkanur branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0016900 is given to every bank branch, including State Bank Of India located in Thirukkanur, Pondicherry, Puducherry, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Pondicherry.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Pondicherry and Pondicherry.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Puducherry and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Thirukkanur doesn't end up at another location.
Format of the IFSC Code SBIN0016900
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thirukkanur in Pondicherry.
For example, the IFSC Code SBIN0016900 of State Bank Of India for the Thirukkanur branch includes these elements, identifying the bank and the branch location in Pondicherry and Puducherry correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0016900 of State Bank Of India for its Thirukkanur branch located in Pondicherry, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Pondicherry and Pondicherry, print them on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Thirukkanur or Pondicherry to get the exact IFSC Code SBIN0016900.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Pondicherry, you'll get the correct details.
How to Use IFSC Code SBIN0016900 for Online Transfers?
If you have the IFSC Code SBIN0016900 for the Thirukkanur branch of State Bank Of India in Pondicherry, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0016900. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0016900.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Thirukkanur in Pondicherry, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Thirukkanur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Pondicherry manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0016900.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 130, Tiruvannamalai Road,Tirukkanur, Dist Pondicherry, Pondicherry 605501 located in Pondicherry, Pondicherry, Puducherry.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.