Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Sbiintouch Pondicherry branch in Pondicherry, Pondicherry, Puducherry, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Pondicherry or anywhere in Puducherry can transfer funds instantly by using the correct IFSC Code SBIN0019073. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Sbiintouch Pondicherry, Pondicherry

Below in the table are the key details related to IFSC Code SBIN0019073 of State Bank Of India for its branch located in Pondicherry, within the district of Pondicherry in the state of Puducherry.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0019073
Branch Sbiintouch Pondicherry
City Pondicherry
District Pondicherry
State Puducherry
Address Kamaraj Salai, Thiruvalarkeni, Pondicherry, Distt.Pondicherry. Pondicherry-605013

These details help users in online banking and for businesses and individuals who use State Bank Of India in Pondicherry for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0019073 for the Sbiintouch Pondicherry branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Sbiintouch Pondicherry, Pondicherry, Puducherry, are given a unique IFSC like SBIN0019073 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pondicherry.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Pondicherry and Pondicherry.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Sbiintouch Pondicherry goes to the correct branch. This is important because State Bank Of India has thousands of branches in Puducherry and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0019073

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sbiintouch Pondicherry in Pondicherry.

For example, the IFSC Code SBIN0019073 of State Bank Of India for the Sbiintouch Pondicherry branch has these elements, identifying the bank and the branch location in Pondicherry and Puducherry correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0019073 of State Bank Of India for its Sbiintouch Pondicherry branch located in Pondicherry, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Pondicherry and Pondicherry, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Sbiintouch Pondicherry or Pondicherry to get the exact IFSC Code SBIN0019073.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Pondicherry, then it will provide you proper information.

How to Use IFSC Code SBIN0019073 for Online Transfers?

Once you have the IFSC Code SBIN0019073 for the Sbiintouch Pondicherry branch of State Bank Of India in Pondicherry, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0019073. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0019073.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Sbiintouch Pondicherry in Pondicherry, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Sbiintouch Pondicherry, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pondicherry to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Sbiintouch Pondicherry, Pondicherry?

The IFSC Code is SBIN0019073.

Is the IFSC Code SBIN0019073 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Sbiintouch Pondicherry?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sbiintouch Pondicherry branch?

The address of the branch is Kamaraj Salai, Thiruvalarkeni, Pondicherry, Distt.Pondicherry. Pondicherry-605013 located in Pondicherry, Pondicherry, Puducherry.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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