Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Bangapani branch in Pitoragarh, Bangapani, Uttarakhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Pitoragarh or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code SBIN0009871. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Bangapani, Pitoragarh

Below in the table are the key details related to IFSC Code SBIN0009871 of State Bank Of India for its branch located in Pitoragarh, within the district of Bangapani in the state of Uttarakhand.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0009871
Branch Bangapani
City Pitoragarh
District Bangapani
State Uttarakhand
Address Po Baikote,Tehsil Dharchula,Distt Pithoragarh,Uttaranchal 262544

These details help users in online banking and for businesses and individuals who use State Bank Of India in Pitoragarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0009871 for the Bangapani branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Bangapani, Pitoragarh, Uttarakhand, are given a unique IFSC like SBIN0009871 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pitoragarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Pitoragarh and Bangapani.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Bangapani goes to the correct branch. This is important because State Bank Of India has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0009871

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bangapani in Pitoragarh.

For example, the IFSC Code SBIN0009871 of State Bank Of India for the Bangapani branch includes these elements, identifying the bank and the branch location in Pitoragarh and Uttarakhand accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0009871 of State Bank Of India for its Bangapani branch located in Pitoragarh, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Pitoragarh and Bangapani, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Bangapani or Pitoragarh to get the exact IFSC Code SBIN0009871.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Pitoragarh that will provide accurate information.

How to Use IFSC Code SBIN0009871 for Online Transfers?

Once you have the IFSC Code SBIN0009871 for the Bangapani branch of State Bank Of India in Pitoragarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0009871. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0009871.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Bangapani in Pitoragarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Bangapani, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pitoragarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Bangapani, Pitoragarh?

The IFSC Code is SBIN0009871.

Is the IFSC Code SBIN0009871 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Bangapani?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Bangapani branch?

The address of the branch is Po Baikote,Tehsil Dharchula,Distt Pithoragarh,Uttaranchal 262544 located in Pitoragarh, Bangapani, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.