For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Digara Muwani branch in Pithorgarh, Didihat, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Pithorgarh or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code SBIN0017189. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Digara Muwani, Pithorgarh

Here are some of the key details that come with the IFSC Code SBIN0017189 of State Bank Of India for its branch located in Pithorgarh, within the district of Didihat in the state of Uttarakhand.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0017189
Branch Digara Muwani
City Pithorgarh
District Didihat
State Uttarakhand
Address Digara Muwani Pomuwani Tehsildidihat Distt. Pithoragarh. Uttarakhand262552

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Pithorgarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0017189 for the Digara Muwani branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0017189 is given to every bank branch, including State Bank Of India located in Digara Muwani, Pithorgarh, Uttarakhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Pithorgarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Pithorgarh and Didihat.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Digara Muwani doesn't end up at another location.

Format of the IFSC Code SBIN0017189

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Digara Muwani in Pithorgarh.

For example, the IFSC Code SBIN0017189 of State Bank Of India for the Digara Muwani branch includes these elements, identifying the bank and the branch location in Pithorgarh and Uttarakhand accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0017189 of State Bank Of India for its Digara Muwani branch located in Pithorgarh, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Pithorgarh and Didihat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Digara Muwani or Pithorgarh to get the exact IFSC Code SBIN0017189.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Pithorgarh that will provide accurate information.

How to Use IFSC Code SBIN0017189 for Online Transfers?

If you have the IFSC Code SBIN0017189 for the Digara Muwani branch of State Bank Of India in Pithorgarh, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0017189. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0017189.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Digara Muwani in Pithorgarh, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Digara Muwani, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Pithorgarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Digara Muwani, Pithorgarh?

The IFSC Code is SBIN0017189.

Is the IFSC Code SBIN0017189 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Digara Muwani?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Digara Muwani branch?

The address of the branch is Digara Muwani Pomuwani Tehsildidihat Distt. Pithoragarh. Uttarakhand262552 located in Pithorgarh, Didihat, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.