There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Jalukie branch in Peren, Jalukie, Nagaland, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Peren or anywhere in Nagaland can easily transfer funds instantly by using the correct IFSC Code SBIN0006482. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Jalukie, Peren

Here are the key points that are associated with the IFSC Code SBIN0006482 of State Bank Of India for its branch located in Peren, within the district of Jalukie in the state of Nagaland.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0006482
Branch Jalukie
City Peren
District Jalukie
State Nagaland
Address Dist Peren,Nagaland 797110

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Peren for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0006482 for the Jalukie branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Jalukie, Peren, Nagaland, is provided a unique IFSC like SBIN0006482 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Peren.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Peren and Jalukie.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Nagaland and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Jalukie do not get misguided to another person.

Format of the IFSC Code SBIN0006482

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jalukie in Peren.

For example, the IFSC Code SBIN0006482 of State Bank Of India for the Jalukie branch includes these elements, identifying the bank and the branch location in Peren and Nagaland accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0006482 of State Bank Of India for its Jalukie branch located in Peren, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Peren and Jalukie, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Jalukie or Peren to get the exact IFSC Code SBIN0006482.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Peren, then it will provide you proper information.

How to Use IFSC Code SBIN0006482 for Online Transfers?

Once you have the IFSC Code SBIN0006482 for the Jalukie branch of State Bank Of India in Peren, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0006482. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0006482.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Jalukie in Peren, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Jalukie, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Peren to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Jalukie, Peren?

The IFSC Code is SBIN0006482.

Is the IFSC Code SBIN0006482 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Jalukie?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jalukie branch?

The address of the branch is Dist Peren,Nagaland 797110 located in Peren, Jalukie, Nagaland.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.