The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Rbo Patna Hybrid branch in Patna Hybrid, Patna Hybrid, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Patna Hybrid or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code SBIN0063923. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Rbo Patna Hybrid, Patna Hybrid
The table below shows the main details of the IFSC Code SBIN0063923 for the State Bank Of India branch in Patna Hybrid, which falls under the Patna Hybrid district in Bihar.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0063923 |
| Branch | Rbo Patna Hybrid |
| City | Patna Hybrid |
| District | Patna Hybrid |
| State | Bihar |
| Address | Sbi Ashok Rajpath Branch. Opp- Kulharia Complex,Patna, Pin-800004 |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Patna Hybrid for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0063923 for the Rbo Patna Hybrid branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Rbo Patna Hybrid, Patna Hybrid, Bihar, is provided with a unique IFSC like SBIN0063923 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Patna Hybrid.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Patna Hybrid and Patna Hybrid.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Rbo Patna Hybrid do not get mixed with another location.
Format of the IFSC Code SBIN0063923
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rbo Patna Hybrid in Patna Hybrid.
For example, the IFSC Code SBIN0063923 of State Bank Of India for the Rbo Patna Hybrid branch includes these elements, identifying the bank and the branch location in Patna Hybrid and Bihar accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0063923 of State Bank Of India for its Rbo Patna Hybrid branch located in Patna Hybrid, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Patna Hybrid and Patna Hybrid, print them on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Rbo Patna Hybrid or Patna Hybrid to get the exact IFSC Code SBIN0063923.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Patna Hybrid, you'll get the correct details.
How to Use IFSC Code SBIN0063923 for Online Transfers?
If you have the IFSC Code SBIN0063923 for the Rbo Patna Hybrid branch of State Bank Of India in Patna Hybrid, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0063923. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0063923.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Rbo Patna Hybrid in Patna Hybrid, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Rbo Patna Hybrid, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Patna Hybrid manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Rbo Patna Hybrid Patna Hybrid branch is SBIN0063923.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Sbi Ashok Rajpath Branch. Opp- Kulharia Complex,Patna, Pin-800004.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.