IFSC Code of State Bank Of India, Pathayakunnu, Pathayakunnu, Kerala — SBIN0061414

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Pathayakunnu branch in Pathayakunnu, Pathayakunnu, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Pathayakunnu or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SBIN0061414. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Pathayakunnu, Pathayakunnu

Below in the table are the key details related to IFSC Code SBIN0061414 of State Bank Of India for its branch located in Pathayakunnu, within the district of Pathayakunnu in the state of Kerala.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Pathayakunnu for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0061414 for the Pathayakunnu branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Pathayakunnu, Pathayakunnu, Kerala, is provided with a unique IFSC like SBIN0061414 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Pathayakunnu.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Pathayakunnu and Pathayakunnu.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Pathayakunnu do not get mixed with another location.

Format of the IFSC Code SBIN0061414

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pathayakunnu in Pathayakunnu.

For example, the IFSC Code SBIN0061414 of State Bank Of India for the Pathayakunnu branch includes these elements, identifying the bank and the branch location in Pathayakunnu and Kerala accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0061414 of State Bank Of India for its Pathayakunnu branch located in Pathayakunnu, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Pathayakunnu and Pathayakunnu, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Pathayakunnu or Pathayakunnu to get the exact IFSC Code SBIN0061414.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Pathayakunnu, then it will provide you proper information.

How to Use IFSC Code SBIN0061414 for Online Transfers?

Once you have the IFSC Code SBIN0061414 for the Pathayakunnu branch of State Bank Of India in Pathayakunnu, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0061414. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0061414.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Pathayakunnu in Pathayakunnu, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Pathayakunnu, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pathayakunnu to handle online money transfers and get their cheques cleared smoothly.