IFSC Code of State Bank Of India, Kottangal, Kottangal, Kerala — SBIN0070463

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Kottangal branch in Pathanamthitta, Kottangal, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SBIN0070463. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Kottangal, Pathanamthitta

The table below shows the main details of the IFSC Code SBIN0070463 for the State Bank Of India branch in Pathanamthitta, which falls under the Kottangal district in Kerala.

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Pathanamthitta for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0070463 for the Kottangal branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Kottangal, Pathanamthitta, Kerala, is provided with a unique IFSC like SBIN0070463 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Pathanamthitta.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Pathanamthitta and Kottangal.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Kottangal do not get mixed with another location.

Format of the IFSC Code SBIN0070463

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kottangal in Pathanamthitta.

For example, the IFSC Code SBIN0070463 of State Bank Of India for the Kottangal branch includes these elements, identifying the bank and the branch location in Pathanamthitta and Kerala accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0070463 of State Bank Of India for its Kottangal branch located in Pathanamthitta, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Pathanamthitta and Kottangal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Kottangal or Pathanamthitta to get the exact IFSC Code SBIN0070463.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Pathanamthitta that will provide accurate information.

How to Use IFSC Code SBIN0070463 for Online Transfers?

If you have the IFSC Code SBIN0070463 for the Kottangal branch of State Bank Of India in Pathanamthitta, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0070463. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0070463.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Kottangal in Pathanamthitta, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Kottangal, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Pathanamthitta manage online transfers as well as cheque clearances with ease.