IFSC Code of State Bank Of India, Keshpur, Keshpur, West Bengal — SBIN0014094

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Keshpur branch in Paschim Midnapore, Keshpur, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Paschim Midnapore or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0014094. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Keshpur, Paschim Midnapore

The table below shows the main details of the IFSC Code SBIN0014094 for the State Bank Of India branch in Paschim Midnapore, which falls under the Keshpur district in West Bengal.

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Paschim Midnapore for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0014094 for the Keshpur branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Keshpur, Paschim Midnapore, West Bengal, are given a unique IFSC like SBIN0014094 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Paschim Midnapore.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Paschim Midnapore and Keshpur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Keshpur goes to the correct branch. This is important because State Bank Of India has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0014094

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Keshpur in Paschim Midnapore.

For example, the IFSC Code SBIN0014094 of State Bank Of India for the Keshpur branch includes these elements, identifying the bank and the branch location in Paschim Midnapore and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0014094 of State Bank Of India for its Keshpur branch located in Paschim Midnapore, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Paschim Midnapore and Keshpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Keshpur or Paschim Midnapore to get the exact IFSC Code SBIN0014094.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Paschim Midnapore, you'll get the correct details.

How to Use IFSC Code SBIN0014094 for Online Transfers?

Once you have the IFSC Code SBIN0014094 for the Keshpur branch of State Bank Of India in Paschim Midnapore, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0014094. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0014094.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Keshpur in Paschim Midnapore, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Keshpur, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Paschim Midnapore manage online transfers as well as cheque clearances with ease.