Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Kutikonarpur branch in Paschim Medinipur, Kunarpur, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Paschim Medinipur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0009891. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Kutikonarpur, Paschim Medinipur

The table below shows the main details of the IFSC Code SBIN0009891 for the State Bank Of India branch in Paschim Medinipur, which falls under the Kunarpur district in West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0009891
Branch Kutikonarpur
City Paschim Medinipur
District Kunarpur
State West Bengal
Address Dist,Paschim,Medinipur,West,Bengal,721212

These details help users in online banking and for businesses and individuals who use State Bank Of India in Paschim Medinipur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0009891 for the Kutikonarpur branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0009891 is given to every bank branch, including State Bank Of India located in Kutikonarpur, Paschim Medinipur, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Paschim Medinipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Paschim Medinipur and Kunarpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Kutikonarpur doesn't end up at another location.

Format of the IFSC Code SBIN0009891

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kutikonarpur in Paschim Medinipur.

For example, the IFSC Code SBIN0009891 of State Bank Of India for the Kutikonarpur branch includes these elements, identifying the bank and the branch location in Paschim Medinipur and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0009891 of State Bank Of India for its Kutikonarpur branch located in Paschim Medinipur, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Paschim Medinipur and Kunarpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Kutikonarpur or Paschim Medinipur to find the exact IFSC Code SBIN0009891.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Paschim Medinipur will provide accurate information.

How to Use IFSC Code SBIN0009891 for Online Transfers?

Once you have the IFSC Code SBIN0009891 for the Kutikonarpur branch of State Bank Of India in Paschim Medinipur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0009891. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0009891.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Kutikonarpur in Paschim Medinipur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Kutikonarpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Paschim Medinipur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Kutikonarpur, Paschim Medinipur?

The IFSC Code is SBIN0009891.

Is the IFSC Code SBIN0009891 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Kutikonarpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kutikonarpur branch?

The address of the branch is Dist,Paschim,Medinipur,West,Bengal,721212 located in Paschim Medinipur, Kunarpur, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.