The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Kesharrekha branch in Paschim Medinipur, Kesharrekha, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Paschim Medinipur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0009895. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Kesharrekha, Paschim Medinipur
Here are the main details that are associated with the IFSC Code SBIN0009895 of State Bank Of India for its branch located in Paschim Medinipur, within the district of Kesharrekha in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0009895 |
| Branch | Kesharrekha |
| City | Paschim Medinipur |
| District | Kesharrekha |
| State | West Bengal |
| Address | Po Kesharrekha,Dt Midnapore,West Bengal |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Paschim Medinipur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0009895 for the Kesharrekha branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Kesharrekha, Paschim Medinipur, West Bengal, are allotted a unique IFSC like SBIN0009895 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Paschim Medinipur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Paschim Medinipur and Kesharrekha.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Kesharrekha reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code SBIN0009895
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kesharrekha in Paschim Medinipur.
For example, the IFSC Code SBIN0009895 of State Bank Of India for the Kesharrekha branch includes these elements, identifying the bank and the branch location in Paschim Medinipur and West Bengal accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0009895 of State Bank Of India for its Kesharrekha branch located in Paschim Medinipur, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including State Bank Of India branches in Paschim Medinipur and Kesharrekha, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Kesharrekha or Paschim Medinipur to get the exact IFSC Code SBIN0009895.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Paschim Medinipur, you'll get the correct details.
How to Use IFSC Code SBIN0009895 for Online Transfers?
Once you have the IFSC Code SBIN0009895 for the Kesharrekha branch of State Bank Of India in Paschim Medinipur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0009895. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0009895.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Kesharrekha in Paschim Medinipur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Kesharrekha, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Paschim Medinipur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0009895.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Po Kesharrekha,Dt Midnapore,West Bengal located in Paschim Medinipur, Kesharrekha, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.