Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Halderdighi branch in Paschim Medinipur, Halderdighi, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Paschim Medinipur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0009136. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Halderdighi, Paschim Medinipur

Here are some of the key details that come with the IFSC Code SBIN0009136 of State Bank Of India for its branch located in Paschim Medinipur, within the district of Halderdighi in the state of West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0009136
Branch Halderdighi
City Paschim Medinipur
District Halderdighi
State West Bengal
Address Vill Halderdighi,Distt Paschim Medinipur,West Bengal 721232

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Paschim Medinipur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0009136 for the Halderdighi branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Halderdighi, Paschim Medinipur, West Bengal, is provided a unique IFSC like SBIN0009136 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Paschim Medinipur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Paschim Medinipur and Halderdighi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Halderdighi do not get misguided to another person.

Format of the IFSC Code SBIN0009136

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Halderdighi in Paschim Medinipur.

For example, the IFSC Code SBIN0009136 of State Bank Of India for the Halderdighi branch includes these elements, identifying the bank and the branch location in Paschim Medinipur and West Bengal correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0009136 of State Bank Of India for its Halderdighi branch located in Paschim Medinipur, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Paschim Medinipur and Halderdighi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Halderdighi or Paschim Medinipur to get the exact IFSC Code SBIN0009136.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Paschim Medinipur, you'll get the correct details.

How to Use IFSC Code SBIN0009136 for Online Transfers?

Once you have the IFSC Code SBIN0009136 for the Halderdighi branch of State Bank Of India in Paschim Medinipur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0009136. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0009136.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Halderdighi in Paschim Medinipur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Halderdighi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Paschim Medinipur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Halderdighi Paschim Medinipur?

The IFSC Code of the Halderdighi Paschim Medinipur branch is SBIN0009136.

Is IFSC Code SBIN0009136 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Halderdighi branch?

The branch is located at Vill Halderdighi,Distt Paschim Medinipur,West Bengal 721232.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.