For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Mini Racpc Itanagar branch in Papumpare, Papumpare, Arunachal Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Papumpare or anywhere in Arunachal Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0064498. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Mini Racpc Itanagar, Papumpare
The table below shows the main details of the IFSC Code SBIN0064498 for the State Bank Of India branch in Papumpare, which falls under the Papumpare district in Arunachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0064498 |
| Branch | Mini Racpc Itanagar |
| City | Papumpare |
| District | Papumpare |
| State | Arunachal Pradesh |
| Address | Ganga,Itanagar Po R K Mission Dist -Papumpare,791111 |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Papumpare for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064498 for the Mini Racpc Itanagar branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Mini Racpc Itanagar, Papumpare, Arunachal Pradesh, is provided a unique IFSC like SBIN0064498 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in Papumpare.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Papumpare and Papumpare.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Arunachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Mini Racpc Itanagar do not get misguided to another person.
Format of the IFSC Code SBIN0064498
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mini Racpc Itanagar in Papumpare.
For example, the IFSC Code SBIN0064498 of State Bank Of India for the Mini Racpc Itanagar branch includes these elements, identifying the bank and the branch location in Papumpare and Arunachal Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0064498 of State Bank Of India for its Mini Racpc Itanagar branch located in Papumpare, the following methods can help:
Cheque Book
The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Papumpare and Papumpare, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and find the branch locator section. Search for Mini Racpc Itanagar or Papumpare to get the exact IFSC Code SBIN0064498.
Mobile Banking App
If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Papumpare that will provide accurate information.
How to Use IFSC Code SBIN0064498 for Online Transfers?
Once you have the IFSC Code SBIN0064498 for the Mini Racpc Itanagar branch of State Bank Of India in Papumpare, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0064498. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0064498.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Mini Racpc Itanagar in Papumpare, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Mini Racpc Itanagar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Papumpare manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Mini Racpc Itanagar Papumpare branch is SBIN0064498.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ganga,Itanagar Po R K Mission Dist -Papumpare,791111.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.