Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Urlana Kalan branch in Panipat, Urlana Kalan, or Haryana, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Panipat or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code SBIN0005404. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Urlana Kalan, Panipat

The table below shows the main details of the IFSC Code SBIN0005404 for the State Bank Of India branch in Panipat, which falls under the Urlana Kalan district in Haryana.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0005404
Branch Urlana Kalan
City Panipat
District Urlana Kalan
State Haryana
Address Dist Panipat, Haryana 132103

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Panipat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0005404 for the Urlana Kalan branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Urlana Kalan, Panipat, Haryana, are given a unique IFSC like SBIN0005404 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Panipat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Panipat and Urlana Kalan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Urlana Kalan goes to the correct branch. This is important because State Bank Of India has thousands of branches in Haryana and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0005404

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Urlana Kalan in Panipat.

For example, the IFSC Code SBIN0005404 of State Bank Of India for the Urlana Kalan branch includes these elements, identifying the bank and the branch location in Panipat and Haryana accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0005404 of State Bank Of India for its Urlana Kalan branch located in Panipat, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Panipat and Urlana Kalan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Urlana Kalan or Panipat to get the exact IFSC Code SBIN0005404.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Panipat, then it will provide you proper information.

How to Use IFSC Code SBIN0005404 for Online Transfers?

Once you have the IFSC Code SBIN0005404 for the Urlana Kalan branch of State Bank Of India in Panipat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0005404. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0005404.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Urlana Kalan in Panipat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Urlana Kalan, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Panipat to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Urlana Kalan, Panipat?

The IFSC Code is SBIN0005404.

Is the IFSC Code SBIN0005404 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Urlana Kalan?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Urlana Kalan branch?

The address of the branch is Dist Panipat, Haryana 132103 located in Panipat, Urlana Kalan, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.