For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Pakuria branch in Pakur, Pakuria, Jharkhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Pakur or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code SBIN0012539. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Pakuria, Pakur

Below in the table are the key details related to IFSC Code SBIN0012539 of State Bank Of India for its branch located in Pakur, within the district of Pakuria in the state of Jharkhand.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0012539
Branch Pakuria
City Pakur
District Pakuria
State Jharkhand
Address Pakuria, Main Raod,Pakhuri,Distpakur Jharkhand816117

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Pakur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0012539 for the Pakuria branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Pakuria, Pakur, Jharkhand, is provided a unique IFSC like SBIN0012539 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Pakur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Pakur and Pakuria.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Pakuria do not get misguided to another person.

Format of the IFSC Code SBIN0012539

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pakuria in Pakur.

For example, the IFSC Code SBIN0012539 of State Bank Of India for the Pakuria branch includes these elements, identifying the bank and the branch location in Pakur and Jharkhand correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0012539 of State Bank Of India for its Pakuria branch located in Pakur, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Pakur and Pakuria, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Pakuria or Pakur to find the exact IFSC Code SBIN0012539.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Pakur will provide accurate information.

How to Use IFSC Code SBIN0012539 for Online Transfers?

If you have the IFSC Code SBIN0012539 for the Pakuria branch of State Bank Of India in Pakur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0012539. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0012539.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Pakuria in Pakur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Pakuria, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Pakur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Pakuria, Pakur?

The IFSC Code is SBIN0012539.

Is the IFSC Code SBIN0012539 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Pakuria?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pakuria branch?

The address of the branch is Pakuria, Main Raod,Pakhuri,Distpakur Jharkhand816117 located in Pakur, Pakuria, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.