IFSC Code of State Bank Of India, Sme Branch North Lakhimpur, Sme North Lakhimpur, Assam — SBIN0063813

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Sme Branch North Lakhimpur branch in North Lakhimpur, Sme North Lakhimpur, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in North Lakhimpur or anywhere in Assam can transfer funds instantly by using the correct IFSC Code SBIN0063813. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Sme Branch North Lakhimpur, North Lakhimpur

The table below shows the main details of the IFSC Code SBIN0063813 for the State Bank Of India branch in North Lakhimpur, which falls under the Sme North Lakhimpur district in Assam.

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in North Lakhimpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0063813 for the Sme Branch North Lakhimpur branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0063813 is given to every bank branch, including State Bank Of India located in Sme Branch North Lakhimpur, North Lakhimpur, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in North Lakhimpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like North Lakhimpur and Sme North Lakhimpur.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Sme Branch North Lakhimpur doesn't end up at another location.

Format of the IFSC Code SBIN0063813

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sme Branch North Lakhimpur in North Lakhimpur.

For example, the IFSC Code SBIN0063813 of State Bank Of India for the Sme Branch North Lakhimpur branch includes these elements, identifying the bank and the branch location in North Lakhimpur and Assam correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0063813 of State Bank Of India for its Sme Branch North Lakhimpur branch located in North Lakhimpur, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in North Lakhimpur and Sme North Lakhimpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Sme Branch North Lakhimpur or North Lakhimpur to get the exact IFSC Code SBIN0063813.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and North Lakhimpur, you'll get the correct details.

How to Use IFSC Code SBIN0063813 for Online Transfers?

Once you have the IFSC Code SBIN0063813 for the Sme Branch North Lakhimpur branch of State Bank Of India in North Lakhimpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0063813. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0063813.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Sme Branch North Lakhimpur in North Lakhimpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Sme Branch North Lakhimpur, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in North Lakhimpur manage their online transfers and cheque clearances easily.