The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Curti branch in North Goa, Goa, Goa, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in North Goa or anywhere in Goa can transfer funds instantly by using the correct IFSC Code SBIN0017238. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Curti, North Goa

Here are the main details that are associated with the IFSC Code SBIN0017238 of State Bank Of India for its branch located in North Goa, within the district of Goa in the state of Goa.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0017238
Branch Curti
City North Goa
District Goa
State Goa
Address Shri.Indu Milestones,Plot No.1,66 By 1,Ponda Nirankal Road,Curti Ponda,Distt.North Goa.Goa 403401

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in North Goa for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0017238 for the Curti branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Curti, North Goa, Goa, is provided with a unique IFSC like SBIN0017238 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in North Goa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like North Goa and Goa.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Goa and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Curti do not get mixed with another location.

Format of the IFSC Code SBIN0017238

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Curti in North Goa.

For example, the IFSC Code SBIN0017238 of State Bank Of India for the Curti branch includes these elements, identifying the bank and the branch location in North Goa and Goa accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0017238 of State Bank Of India for its Curti branch located in North Goa, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in North Goa and Goa, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Curti or North Goa to find the exact IFSC Code SBIN0017238.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and North Goa will provide accurate information.

How to Use IFSC Code SBIN0017238 for Online Transfers?

Once you have the IFSC Code SBIN0017238 for the Curti branch of State Bank Of India in North Goa, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0017238. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0017238.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Curti in North Goa, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Curti, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in North Goa to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Curti, North Goa?

The IFSC Code is SBIN0017238.

Is the IFSC Code SBIN0017238 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Curti?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Curti branch?

The address of the branch is Shri.Indu Milestones,Plot No.1,66 By 1,Ponda Nirankal Road,Curti Ponda,Distt.North Goa.Goa 403401 located in North Goa, Goa, Goa.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby STATE BANK OF INDIA Branches

Back to Top