There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Tungidighi branch in North Dinajpur, Tungidighi, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in North Dinajpur or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code SBIN0061283. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Tungidighi, North Dinajpur

The table below shows the main details of the IFSC Code SBIN0061283 for the State Bank Of India branch in North Dinajpur, which falls under the Tungidighi district in West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0061283
Branch Tungidighi
City North Dinajpur
District Tungidighi
State West Bengal
Address Vill And P.O-Tungidighi,P.S-Karandighi,Dist-Uttar Dinajpur,Pin Code-733215

These details help users in online banking and for businesses and individuals who use State Bank Of India in North Dinajpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0061283 for the Tungidighi branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0061283 is given to every bank branch, including State Bank Of India located in Tungidighi, North Dinajpur, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in North Dinajpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like North Dinajpur and Tungidighi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Tungidighi doesn't end up at another location.

Format of the IFSC Code SBIN0061283

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tungidighi in North Dinajpur.

For example, the IFSC Code SBIN0061283 of State Bank Of India for the Tungidighi branch includes these elements, identifying the bank and the branch location in North Dinajpur and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0061283 of State Bank Of India for its Tungidighi branch located in North Dinajpur, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in North Dinajpur and Tungidighi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Tungidighi or North Dinajpur to get the exact IFSC Code SBIN0061283.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and North Dinajpur that will provide accurate information.

How to Use IFSC Code SBIN0061283 for Online Transfers?

Once you have the IFSC Code SBIN0061283 for the Tungidighi branch of State Bank Of India in North Dinajpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0061283. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0061283.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Tungidighi in North Dinajpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Tungidighi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in North Dinajpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Tungidighi North Dinajpur?

The IFSC Code of the Tungidighi North Dinajpur branch is SBIN0061283.

Is IFSC Code SBIN0061283 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Tungidighi branch?

The branch is located at Vill And P.O-Tungidighi,P.S-Karandighi,Dist-Uttar Dinajpur,Pin Code-733215.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.