IFSC Code of State Bank Of India, Osmanpur (Battala), Kolkata, West Bengal — SBIN0012365

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Osmanpur (Battala) branch in North 24 Parganas, Kolkata, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in North 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0012365. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Osmanpur (Battala), North 24 Parganas

The table below shows the main details of the IFSC Code SBIN0012365 for the State Bank Of India branch in North 24 Parganas, which falls under the Kolkata district in West Bengal.

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in North 24 Parganas for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0012365 for the Osmanpur (Battala) branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Osmanpur (Battala), North 24 Parganas, West Bengal, is provided with a unique IFSC like SBIN0012365 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in North 24 Parganas.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like North 24 Parganas and Kolkata.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Osmanpur (Battala) do not get mixed with another location.

Format of the IFSC Code SBIN0012365

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Osmanpur (Battala) in North 24 Parganas.

For example, the IFSC Code SBIN0012365 of State Bank Of India for the Osmanpur (Battala) branch includes these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0012365 of State Bank Of India for its Osmanpur (Battala) branch located in North 24 Parganas, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in North 24 Parganas and Kolkata, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Osmanpur (Battala) or North 24 Parganas to get the exact IFSC Code SBIN0012365.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and North 24 Parganas that will provide accurate information.

How to Use IFSC Code SBIN0012365 for Online Transfers?

Once you have the IFSC Code SBIN0012365 for the Osmanpur (Battala) branch of State Bank Of India in North 24 Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0012365. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0012365.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Osmanpur (Battala) in North 24 Parganas may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Osmanpur (Battala), here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in North 24 Parganas manage their online transfers and cheque clearances easily.