There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Dharmapukuria branch in North 24 Parganas, Dharmapukuria, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in North 24 Parganas or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code SBIN0007004. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Dharmapukuria, North 24 Parganas

Here are the key points that are associated with the IFSC Code SBIN0007004 of State Bank Of India for its branch located in North 24 Parganas, within the district of Dharmapukuria in the state of West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0007004
Branch Dharmapukuria
City North 24 Parganas
District Dharmapukuria
State West Bengal
Address Dist North 24 Parganas,Wb 743235

These details helps users in online banking and for businesses and individuals who use State Bank Of India in North 24 Parganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0007004 for the Dharmapukuria branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0007004 is given to every bank branch, including State Bank Of India located in Dharmapukuria, North 24 Parganas, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in North 24 Parganas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like North 24 Parganas and Dharmapukuria.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Dharmapukuria doesn't end up at another location.

Format of the IFSC Code SBIN0007004

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dharmapukuria in North 24 Parganas.

For example, the IFSC Code SBIN0007004 of State Bank Of India for the Dharmapukuria branch includes these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0007004 of State Bank Of India for its Dharmapukuria branch located in North 24 Parganas, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in North 24 Parganas and Dharmapukuria, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Dharmapukuria or North 24 Parganas to get the exact IFSC Code SBIN0007004.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and North 24 Parganas, then it will provide you proper information.

How to Use IFSC Code SBIN0007004 for Online Transfers?

Once you have the IFSC Code SBIN0007004 for the Dharmapukuria branch of State Bank Of India in North 24 Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0007004. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0007004.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Dharmapukuria in North 24 Parganas may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Dharmapukuria, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in North 24 Parganas manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Dharmapukuria North 24 Parganas?

The IFSC Code of the Dharmapukuria North 24 Parganas branch is SBIN0007004.

Is IFSC Code SBIN0007004 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Dharmapukuria branch?

The branch is located at Dist North 24 Parganas,Wb 743235.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.