There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Alam Bazar branch in North 24 Parganas, Alam Bazar, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in North 24 Parganas or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code SBIN0001356. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Alam Bazar, North 24 Parganas

Here are the main details that are associated with the IFSC Code SBIN0001356 of State Bank Of India for its branch located in North 24 Parganas, within the district of Alam Bazar in the state of West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0001356
Branch Alam Bazar
City North 24 Parganas
District Alam Bazar
State West Bengal
Address 52 By 2 Surya Sen Road Alambazar 24 Parganas N West Bengal Pin 700035

These details help users in online banking and for businesses and individuals who use State Bank Of India in North 24 Parganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0001356 for the Alam Bazar branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Alam Bazar, North 24 Parganas, West Bengal, is provided with a unique IFSC like SBIN0001356 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in North 24 Parganas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like North 24 Parganas and Alam Bazar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Alam Bazar do not get mixed with another location.

Format of the IFSC Code SBIN0001356

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Alam Bazar in North 24 Parganas.

For example, the IFSC Code SBIN0001356 of State Bank Of India for the Alam Bazar branch includes these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0001356 of State Bank Of India for its Alam Bazar branch located in North 24 Parganas, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in North 24 Parganas and Alam Bazar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Alam Bazar or North 24 Parganas to get the exact IFSC Code SBIN0001356.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and North 24 Parganas, you'll get the correct details.

How to Use IFSC Code SBIN0001356 for Online Transfers?

Once you have the IFSC Code SBIN0001356 for the Alam Bazar branch of State Bank Of India in North 24 Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0001356. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0001356.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Alam Bazar in North 24 Parganas may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Alam Bazar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in North 24 Parganas manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Alam Bazar, North 24 Parganas?

The IFSC Code is SBIN0001356.

Is the IFSC Code SBIN0001356 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Alam Bazar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Alam Bazar branch?

The address of the branch is 52 By 2 Surya Sen Road Alambazar 24 Parganas N West Bengal Pin 700035 located in North 24 Parganas, Alam Bazar, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.