IFSC Code of State Bank Of India, Specialised Tea Branch, Kolkata, West Bengal — SBIN0015197

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Specialised Tea Branch branch in North 24 Paraganas, Kolkata, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in North 24 Paraganas or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code SBIN0015197. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Specialised Tea Branch, North 24 Paraganas

The table below shows the main details of the IFSC Code SBIN0015197 for the State Bank Of India branch in North 24 Paraganas, which falls under the Kolkata district in West Bengal.

These details help users in online banking and for businesses and individuals who use State Bank Of India in North 24 Paraganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0015197 for the Specialised Tea Branch branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0015197 is given to every bank branch, including State Bank Of India located in Specialised Tea Branch, North 24 Paraganas, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in North 24 Paraganas.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like North 24 Paraganas and Kolkata.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Specialised Tea Branch doesn't end up at another location.

Format of the IFSC Code SBIN0015197

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Specialised Tea Branch in North 24 Paraganas.

For example, the IFSC Code SBIN0015197 of State Bank Of India for the Specialised Tea Branch branch includes these elements, identifying the bank and the branch location in North 24 Paraganas and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0015197 of State Bank Of India for its Specialised Tea Branch branch located in North 24 Paraganas, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in North 24 Paraganas and Kolkata, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Specialised Tea Branch or North 24 Paraganas to get the exact IFSC Code SBIN0015197.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and North 24 Paraganas, you'll get the correct details.

How to Use IFSC Code SBIN0015197 for Online Transfers?

Once you have the IFSC Code SBIN0015197 for the Specialised Tea Branch branch of State Bank Of India in North 24 Paraganas, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0015197. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0015197.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Specialised Tea Branch in North 24 Paraganas may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Specialised Tea Branch, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in North 24 Paraganas manage their online transfers and cheque clearances easily.