The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Nahata branch in North 24 Paraganas, 24 Pargannas North, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in North 24 Paraganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0014046. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Nahata, North 24 Paraganas

Here are the main details that are associated with the IFSC Code SBIN0014046 of State Bank Of India for its branch located in North 24 Paraganas, within the district of 24 Pargannas North in the state of West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0014046
Branch Nahata
City North 24 Paraganas
District 24 Pargannas North
State West Bengal
Address Povillnahata Ps Gopalnagar Chowberia 2, North 24 Parganas District, West Bengal743290

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in North 24 Paraganas for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0014046 for the Nahata branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0014046 is given to every bank branch, including State Bank Of India located in Nahata, North 24 Paraganas, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in North 24 Paraganas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like North 24 Paraganas and 24 Pargannas North.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Nahata doesn't end up at another location.

Format of the IFSC Code SBIN0014046

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nahata in North 24 Paraganas.

For example, the IFSC Code SBIN0014046 of State Bank Of India for the Nahata branch includes these elements, identifying the bank and the branch location in North 24 Paraganas and West Bengal correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0014046 of State Bank Of India for its Nahata branch located in North 24 Paraganas, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in North 24 Paraganas and 24 Pargannas North, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Nahata or North 24 Paraganas to get the exact IFSC Code SBIN0014046.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and North 24 Paraganas, you'll get the correct details.

How to Use IFSC Code SBIN0014046 for Online Transfers?

Once you have the IFSC Code SBIN0014046 for the Nahata branch of State Bank Of India in North 24 Paraganas, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0014046. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0014046.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Nahata in North 24 Paraganas, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Nahata, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in North 24 Paraganas to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Nahata North 24 Paraganas?

The IFSC Code of the Nahata North 24 Paraganas branch is SBIN0014046.

Is IFSC Code SBIN0014046 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Nahata branch?

The branch is located at Povillnahata Ps Gopalnagar Chowberia 2, North 24 Parganas District, West Bengal743290.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.