Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Cppc, Chandigarh branch in New Delhi, Chandigarh, Chandigarh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in New Delhi or anywhere in Chandigarh can transfer funds instantly by using the correct IFSC Code SBIN0004469. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Cppc, Chandigarh, New Delhi

The table below shows the main details of the IFSC Code SBIN0004469 for the State Bank Of India branch in New Delhi, which falls under the Chandigarh district in Chandigarh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0004469
Branch Cppc, Chandigarh
City New Delhi
District Chandigarh
State Chandigarh
Address Dist Chandigarh

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in New Delhi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0004469 for the Cppc, Chandigarh branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0004469 is given to every bank branch, including State Bank Of India located in Cppc, Chandigarh, New Delhi, Chandigarh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in New Delhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like New Delhi and Chandigarh.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Chandigarh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Cppc, Chandigarh doesn't end up at another location.

Format of the IFSC Code SBIN0004469

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Cppc, Chandigarh in New Delhi.

For example, the IFSC Code SBIN0004469 of State Bank Of India for the Cppc, Chandigarh branch includes these elements, identifying the bank and the branch location in New Delhi and Chandigarh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0004469 of State Bank Of India for its Cppc, Chandigarh branch located in New Delhi, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in New Delhi and Chandigarh, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Cppc, Chandigarh or New Delhi to get the exact IFSC Code SBIN0004469.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and New Delhi, you'll get the correct details.

How to Use IFSC Code SBIN0004469 for Online Transfers?

Once you have the IFSC Code SBIN0004469 for the Cppc, Chandigarh branch of State Bank Of India in New Delhi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0004469. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0004469.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Cppc, Chandigarh in New Delhi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Cppc, Chandigarh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in New Delhi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Cppc, Chandigarh, New Delhi?

The IFSC Code is SBIN0004469.

Is the IFSC Code SBIN0004469 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Cppc, Chandigarh?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Cppc, Chandigarh branch?

The address of the branch is Dist Chandigarh located in New Delhi, Chandigarh, Chandigarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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