IFSC Code of State Bank Of India, Kureswar (Udyanbandh), Kureswar, Odisha — SBIN0012122

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Kureswar (Udyanbandh) branch in Nawapara, Kureswar, Odisha, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Nawapara or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code SBIN0012122. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Kureswar (Udyanbandh), Nawapara

Here are the main details that are associated with the IFSC Code SBIN0012122 of State Bank Of India for its branch located in Nawapara, within the district of Kureswar in the state of Odisha.

These details help users in online banking and for businesses and individuals who use State Bank Of India in Nawapara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0012122 for the Kureswar (Udyanbandh) branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Kureswar (Udyanbandh), Nawapara, Odisha, are allotted a unique IFSC like SBIN0012122 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Nawapara.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Nawapara and Kureswar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Kureswar (Udyanbandh) reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code SBIN0012122

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kureswar (Udyanbandh) in Nawapara.

For example, the IFSC Code SBIN0012122 of State Bank Of India for the Kureswar (Udyanbandh) branch has these elements, identifying the bank and the branch location in Nawapara and Odisha correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0012122 of State Bank Of India for its Kureswar (Udyanbandh) branch located in Nawapara, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Nawapara and Kureswar, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Kureswar (Udyanbandh) or Nawapara to get the exact IFSC Code SBIN0012122.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Nawapara, you'll get the correct details.

How to Use IFSC Code SBIN0012122 for Online Transfers?

If you have the IFSC Code SBIN0012122 for the Kureswar (Udyanbandh) branch of State Bank Of India in Nawapara, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0012122. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0012122.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Kureswar (Udyanbandh) in Nawapara, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Kureswar (Udyanbandh), here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Nawapara manage online transfers as well as cheque clearances with ease.