For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Gauhar Baug, Bilimora branch in Navsari, Bilimora, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Navsari or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SBIN0060202. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Gauhar Baug, Bilimora, Navsari

The table below shows the main details of the IFSC Code SBIN0060202 for the State Bank Of India branch in Navsari, which falls under the Bilimora district in Gujarat.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0060202
Branch Gauhar Baug, Bilimora
City Navsari
District Bilimora
State Gujarat
Address A By 391,Gauhar Baug,Mahadevnagar Road Bilimora 396321 Dist Navsari

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Navsari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0060202 for the Gauhar Baug, Bilimora branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Gauhar Baug, Bilimora, Navsari, Gujarat, are given a unique IFSC like SBIN0060202 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Navsari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Navsari and Bilimora.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Gauhar Baug, Bilimora goes to the correct branch. This is important because State Bank Of India has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0060202

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gauhar Baug, Bilimora in Navsari.

For example, the IFSC Code SBIN0060202 of State Bank Of India for the Gauhar Baug, Bilimora branch includes these elements, identifying the bank and the branch location in Navsari and Gujarat accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0060202 of State Bank Of India for its Gauhar Baug, Bilimora branch located in Navsari, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Navsari and Bilimora, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Gauhar Baug, Bilimora or Navsari to find the exact IFSC Code SBIN0060202.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Navsari will provide accurate information.

How to Use IFSC Code SBIN0060202 for Online Transfers?

Once you have the IFSC Code SBIN0060202 for the Gauhar Baug, Bilimora branch of State Bank Of India in Navsari, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0060202. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0060202.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Gauhar Baug, Bilimora in Navsari, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Gauhar Baug, Bilimora, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Navsari manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Gauhar Baug, Bilimora, Navsari?

The IFSC Code is SBIN0060202.

Is the IFSC Code SBIN0060202 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Gauhar Baug, Bilimora?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gauhar Baug, Bilimora branch?

The address of the branch is A By 391,Gauhar Baug,Mahadevnagar Road Bilimora 396321 Dist Navsari located in Navsari, Bilimora, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.